Break the ice and find out.
I don't think you need to go broke finding one. What happens after that, is another thing.
Well it takes time and effort to build the relationship, keep it fresh etc. That's what you're paying for.
If you're afraid to spend too much, set yourself a limit?
I have 1k/month hypno-limiter to stay on the safe side.
It's actually funny that after I got involved, I've been able to save money
....because I stopped spending it all on myself haha.
But I know what you mean, it's easy to give and be carried away if you are that type.
I'd say a lot depends on yourself in the end, and they don't all charge that much. Good luck!
PS. If you bump up to a rumor that I've been robbing banks, it's not true.